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Association Program - New York State Association of Realtors |
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| The Albany, NY-based New York State Association of REALTORS is a not-for-profit trade organization representing more than 48,000 of New York State's real estate professionals. |

www.nysar.com |
The association provides a variety of benefits including legislative and legal representation, educational programs, publications such as the New York State REALTOR and a code of professional standards.
Throughout its history, NYSAR has remained consistent in its purpose, yet has progressed and matured with the times. The goal is to assist the association's members in conducting their business successfully and ethically, while promoting the preservation of the right to own, transfer and use real property. |
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GHI Health Programs |
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GHI PPO - Here's the GHI health
coverage program with the most options and choices.
The GHI PPO program offers Independent
Contractors and Sole Proprietors complete, high-quality
coverage across New York State.
GHI EPO - NYSAR members may
now obtain affordable medical insurance coverage
through a new Group Health Incorporated (GHI)
program designed for small groups of 2 or more.
The GHI EPO program, offered
through NYSAR Real Estate Services,
Inc. is a quality network-only plan that combines
the best features of their HMO and traditional
PPO programs. |

Click for provider search |
View our PDF documents for detailed information
on these plans.
| Please mail all completed applications to: Carlson Group, Inc. PO Box 4927 Clifton Park, NY 12065 |
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Health Savings Account |
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Program Features:
- Get solid benefits at a lower premium cost.
- Take control of your health care decisions.
- Save for your future with triple tax advantages.
- Fund your HSA with premium dollars you save.
- much, much, more...
View our PDF documents for detailed information on these plans.
| Please mail all completed applications to: Carlson Group, Inc. PO Box 4927 Clifton Park, NY 12065 |
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Errors and omissions liability |
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Program Features:
- Broad coverage for professional services associated with the real estate industry including coverage for firms involved in residential sales, commerical sales/leasing, property management, consulting, appraisal, auctioneering and mortgage brokering.
- First dollar defense.
- Coverage for personal injury, lockbox liability and sale of an agent's personal residence and/or secondary residence.
- Optional environmental hazards coverage.
- much, much, more...
| Please mail all completed applications to: Carlson Group, Inc. PO Box 4927 Clifton Park, NY 12065 |
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sponsored term life insurance |
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Life Insurance is for the living. Protect your loved one the inexpensive, time tested way, with Realtor's Term Life Insurance Plan. Enrollment is now opened for members and their families.
You can apply for term life insurance that provides pure protection at very affordable group rates, as shown on the following page. You may select coverage in increments of $25,000 up to a maximum of $500,000. Your spouse can apply for an amount equal to or less than your coverage. Your children are eligible for a level $5,000 of term life insurance.
View our PDF document for detailed information on this plan.
| Please mail all completed applications to: Carlson Group, Inc. PO Box 4927 Clifton Park, NY 12065 |
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